What a Public Option does Mechanically-Speaking

What role a Public Option would play certainly depends on its exact design and implementation, but simply put and staying true to its intent . . .

A Public Option is the lowest cost option that actually can insure a pool of insured.

Basically, it’s the floor on cost, specifically the costs of insuring a pool of insured. And ‘insured’ in this case isn’t an abstract idea — It’s people, like you and me, Americans every one of them.

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A Suggestion for Senator Reed

My suggestion is simple — Senator Reed, it’s time to do what the Public wants, and the Public wants a Public Option.

It’s really as simple as that, and as simple as it is, I’ve decided to feature an A Suggestion article on a more regular basis.  Rather than trying to drive to a particular solution (or take the time to explain the intricacies of a particular point by writing a lot), I’m just going to point out the simple and obvious and make A Suggestion on a more regular basis.  They’ll all be here on LittleDEM, but they’ll also circulate [ more . . . ]

What Drives the Need for the Public Option

It’s simple — There’s a give-and-take between preexisting conditions, another piece we’ll get into, and the Public Option.  First, let’s dive quickly into the matter of preexisting conditions . . .

Simply put, insurance is meant to ‘insure’ against the unknown.  It’s meant to take uncertain risk and either eliminate it altogether or at least make it more predictable and manageable.

That seems like an odd place to start, but it’s not — I assure you.  It’s exactly why insurance companies want to discriminate based upon preexisting conditions.  You see, insurance companies — by their very nature — don’t like knowing less than [ more . . . ]

Raising the Stakes on the Public Option

I just finished watching Ocean’s Thirteen so, I’ve got a little bit of a gambling fixation.  Not that I would ever bet on Healthcare Reform — It’s way too important an issue — but what does gambling say about where the Public Option might stand right now?

Bear with me for a moment . . . Something like 77% of Americans think the time is right for a Public Option (see SurveyUSA poll Question #2).  But a lot of the criticism that’s coming out of Washington right now centers on the health insurance companies — largely due to Republican and [ more . . . ]